Health Insurance Benefits for Town of Wilbraham Retirees Their Spouses and Dependents

Massachusetts Municipal Health Reform: Medicare

MGL Chapter 32 B Section 18 and 18A, which were local option sections, have been replaced by a New Section 18A which is mandatory. Governmental units are no longer allowed to enroll Medicare A and B eligible retirees and spouses into active plans and must enroll them in a Medicare Health Plan. (An exception is a retiree and/or spouse who may have an eligible child, in this case they may be able to ensure through a family plan option, however, they are required to enroll in Medicare Part B.) View more information on how to apply for Medicare.

Medicare Eligible

Retirees, and their spouses, who are turning  65 should reach out to Gloria Congram in advance of their 65th Birthday to learn more about eligibility and requirements for continuing health insurance.  To learn more about planning ahead, click here Version Options Retiree Benefits Headline Medicare Eligible Medicare Eligible Medicare Eligible Medicare Eligible.

Retirees and their spouses and dependents who are on Medicare and Medicare Supplement or Advantage Plans will be on a calendar year plan year (January 1 to December 31) and participate in Open Enrollment in October/November.

Medicare D Disclosure

More information on Open Enrollment and Premium Rates for January 1, 2026 - December 31, 2026 for Retirees on Medicare and their Spouses can be viewed in the Open Enrollment packet here Version OptionsRetiree BenefitsHeadline

 Version Options Retiree Benefits Headline

Non-Medicare Eligible

Retirees and their spouses and dependents who are not on Medicare and are enrolled in active plans will continue on a fiscal year plan year and participate in Open Enrollment in April/May along with active employees.  For more information, please view the Employee Benefits section of the website.

Summary of Benefits for BCBS Dental Insurance can be found here.

Turning 65?

Retirees, and their spouses, who are turning  65 should reach out to Gloria Congram in advance of their 65th Birthday to learn more about eligibility and requirements for continuing health insurance.  To learn more about planning ahead, click here Version Options Retiree Benefits Headline Non-Medicare Eligible Tui Turning Turning 65? Turning 65?.